Despite an ACA mandate that large, employer-based health plans cover maternity care, some are shouldering more of the expenses tied to having a baby.

One of the most expensive parts of having a baby may involve the birth itself, a new Michigan Medicine study suggests.

For some families, average out-of-pocket health care spending for maternity care – including the pregnancy, delivery and three months postpartum – jumped from $3,069 in 2008 to $4,569 in 2015, according to findings published in the January issue of Health Affairs.

And the Affordable Care Act (ACA), which required large, employer-based health plans (used by about 50% of women in the U.S.) to cover maternity care, hasn’t protected families from shouldering a big brunt of costs.


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